merolagani - Disclaimer, Privacy & Terms of Use

TERMS AND CONDITIONS

Welcome to www.merolagani.com. These Terms and Conditions govern your use of our website. By accessing, browsing, or using the Website, you agree to be bound by the Terms and Conditions. Please read the following Terms and Conditions and Privacy Policy carefully before using the website. This is or will form a legally binding agreement between you and Mero Lagani recognizing the terms and conditions for the usage of the website. If you do not agree to these Terms and Conditions or the Privacy Policy, you must refrain from using our website.

1. Introduction

Mero Lagani provides live stock quotes, news, announcements, annual and quarterly reports, and analysis and provides portfolio management tools. The information provided on the website is not necessarily real-time or accurate and is provided for general information. All stock market data is provided by a third party. Mero Lagani or anyone involved with Mero Lagani will not accept any liability for loss or damage as a result of reliance on the information including data, quotes, charts, and buy/sell signals contained within the site.

The information and content on this website is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country. Accordingly, those persons who choose to access the website from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable. The website is intended for users who are at least 18 years of age. All users who are minors in the jurisdiction in which they reside (generally under the age of 18) must be directly supervised by their parent or guardian to use the Site. If you are a minor, you must have your parent or guardian read and agree to these Terms and Conditions prior to using the website. Mero Lagani disclaims any liability arising out of unsupervised used of the website by minors.

Mero Lagani maintains and controls this website for general information. The information, material, illustrations, notifications, circulars, etc. have been provided for general information. Mero Lagani intends to deliver its service to the Nepalese person residing in Nepal or abroad subject to the prevailing laws and regulations of Nepal. Mero Lagani makes no warranty or representation regarding any content provided through this website and disclaims its liabilities in respect thereof. Mero Lagani makes no representation that the information and materials contained herein are appropriate or available for use in other jurisdictions. The Terms and Conditions are governed by and construed in accordance with the laws of Nepal, and any dispute relating thereto shall be subject to the non-exclusive jurisdiction of the courts of Nepal.

2. Products and Services

Mero Lagani does not constitute an offer or solicitation through this website to provide any products or services described therein to any person to whom it is unlawful to make such an offer or solicitation or where the law does not permit the purchase of, subscription for, or otherwise use of such products or services. Should you have any doubt, consult your professional advisor before using any such products or services.

By proceeding to read this information, you are agreeing and confirming that you are legally eligible to avail the services of Mero Lagani. If this is not the case, please click the “back” button on your browser. Products and services are available online, which shall be under the sole discretion of Mero Lagani. Products and services are subject to the individual terms and conditions, and such products and services may be withdrawn or amended at any time without notice based on the sole discretion of Mero Lagani. Fees, commissions, or charges may apply subject to individual terms and conditions of the products and services. Transactions made with other entities referred to on this website without direct involvement or intermediation of Mero Lagani will not be protected unless otherwise indicated.

3. Intellectual Property

Unless otherwise noted, all rights, titles, and interests in Mero Lagani, and all contents contained in or displayed on this website, including but not limited to text, graphics, logos, images, and such content displayed in all languages, formats, and media are the exclusive intellectual property of Mero Lagani, our affiliates, or our Data Providers, as defined in Clause 6 (disclaimer regarding content) below. Its intellectual property rights are protected under applicable laws. No part of these material, information, marks, and logos may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed, or used in any other way for any commercial or public purposes without the prior written permission of Mero Lagani or the party owning these material, information, marks, and logos.

Mero Lagani is dedicated to providing users with a secure and accessible platform for the display of market data, charts, news, and other financial information. As such, users are strictly prohibited from employing any automated data collection methods, including but not limited to scripts, APIs, screen scraping, data mining, robots, or other data gathering and extraction tools, regardless of their intended purposes. The use of any technology to circumvent protective mechanisms designed to prevent unauthorized reproduction or distribution of Mero Lagani content is expressly forbidden.

The content on Mero Lagani, including market data and other information, is made available for display purposes only within the website’s or mobile app’s user interface. Our licensing arrangements with Data Providers do not permit the downloading, sublicensing, assigning, transferring, selling, loaning, or distribution of Mero Lagani content for payment without obtaining prior written consent from Mero Lagani. Users are required to respect these terms, as they are designed to protect the interests of Mero Lagani, its data providers, and its user community, ensuring a secure and reliable platform for all.

Breaching these requirements may result in serious consequences, including the blocking of the user or visitor, termination of their account, and potential penalties. Mero Lagani also reserves the right to take appropriate legal actions against users found to be in violation of these terms, in order to protect the platform's integrity and the interests of its data providers and user community.

Except as otherwise expressly permitted by the preceding paragraphs, you agree not to sell any of the services or materials in any manner or for any purposes, without the prior expressed written consent of Mero Lagani and/or our Data Providers. In addition, you shall not, without the prior expressed written consent of Mero Lagani and the relevant Data Providers, make copies of any of the software or documentation that may be provided, electronically or otherwise, including, but not limited to, translating, decompiling, disassembling, or creating derivative works. Except as otherwise expressly permitted by additional agreement, we do not permit commercial usage of any of our services or APIs. We make no warranty and assume no obligation or liability for third-party services or software.

4. Links to Third Party Websites and Advertisers

The website may contain links to third-party websites. These links are provided for convenience, reference, and information purpose only. Mero Lagani does not endorse or control the content of linked websites, and your use of such third-party websites is at your own risk.

Any dealings that you have with advertisers found on Mero Lagani are between you and the advertiser, and you acknowledge and agree that we are not liable for any loss or claim you may have against an advertiser. Unauthorized soliciting on Mero Lagani is strictly prohibited and may result in penalties and other appropriate legal action.

5. User Conduct

You agree not to use our website for any unlawful or prohibited purpose, including but not limited to:

Transmitting any harmful, offensive, or illegal content;
Interfering with the security or functionality of the website;
Attempting to gain unauthorized access to any part of the website;
Engaging in any activity that could harm our users, visitors, or the website itself.

You are solely responsible for any content you post on our website, and you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and display such content.

6. Disclaimer

6.1 Disclaimer regarding content

Whilst every care has been taken in preparing the materials and information contained on this website, such materials and information are provided on an “as is” basis without representation or warranty of any kind, express, implied, or statutory regarding non-infringement, security, accuracy, reliability, fitness for a purpose, or freedom from computer viruses is given in connection with such materials and information. The materials and information contained in this website are provided for general information only and should not be used as a basis for making decisions. Any advice or information received via this web site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice.

Any action on your part on the basis of the said content is at your own risk and responsibility. Mero Lagani accepts no liability and will not be liable for any loss or damage arising directly or indirectly from your use of this website, howsoever arising, including any loss, damage, or expense arising from, but not limited to, any defect, error, imperfection, fault, mistake, or inaccuracy with this website, its contents, or associated services, or due to any unavailability of the website or any part thereof or any contents or associated services, where such events arose out of circumstances outside Mero Lagani’ reasonable control.

Please note that any software downloaded from this website is at your own risk and Mero Lagani neither assumes nor accepts liability for any loss or damage (whether direct or indirect), howsoever caused, as a result of any computer viruses, trojan horses, worms, software bombs, or similar items or processes arising from your use of this website, where such events arose out of circumstances outside Mero Lagani’ reasonable control.

Any hypertext link from this website exists for information purposes and is for your convenience only, and Mero Lagani accepts no liability for any loss or damage arising directly or indirectly from the accuracy or otherwise of materials or information contained on the pages of such sites or loss arising directly or indirectly from defects with such sites linked. Mero Lagani’ inclusion of hyperlinks does not imply any endorsement of the materials on such sites linked.

Mero Lagani does not guarantee that any e-mails from the website will be sent to you or received by Mero Lagani nor does Mero Lagani warrant the privacy and/or security of e-mails during internet transmission which is outside Mero Lagani’ reasonable control. Mero Lagani accepts no liability for any loss or damage arising directly or indirectly from the failure of any internet transmission (including e-mails correspondence) from this website or otherwise.

6.2 Disclaimer regarding investment decisions and trading

Decisions to buy, sell, hold, or trade in securities and other investments involve risk. It would be best if based on the advice of qualified financial professionals. Any trading in securities or other investments involves a risk of substantial losses. Before undertaking any trading program, you should consult a qualified financial professional. Please consider carefully whether such trading is suitable for you in light of your financial condition and ability to bear financial risks. Under no circumstances shall we be liable for any loss or damage you or anyone else incurs as a result of any trading or investment activity that you or anyone else engages in based on any information or material you receive through Mero Lagani or our product and services.

7. Subscription and Registered Users

Certain product or services, such as Merolagani AI charts, Data Analytics, Portfolio, Merolagani Newsletter, SMS Alerts, etc. are available only to registered users or subscribers of the product or services available on our website or mobile app. It requires you to sign in with a username and password to use them. If you register as a user (a "Subscriber") of any of the features of Mero Lagani, during the registration process you may be prompted to click "Submit" or a similar button; your clicking on such button will further confirm your agreement to be legally bound by these Terms and Conditions.

By ordering any subscription on Mero Lagani website or mobile app, you confirm that you have read and accepted our Terms and Conditions and you authorize Mero Lagani to automatically charge your bank account or any smart payment according to the subscription period selected by you.

In consideration of your use of the Mero Lagani website, you represent that you are of legal age to form a binding contract and are not a person barred from receiving Mero Lagani services under the laws of Nepal or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current, and complete information about yourself as prompted by the Mero Lagani ‘s registration form (the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current, and complete. If you provide any information that is untrue, inaccurate, not current, or incomplete, or Mero Lagani has reasonable grounds to suspect that such information is untrue, inaccurate, not current, or incomplete, Mero Lagani has the right to suspend or terminate your account and refuse any and all current or future use of the Mero Lagani services (or any portion thereof).

8. Access and Security

You accept responsibility for the confidentiality and use of any username and email address that you use to register for your access to and use of our services. You are responsible for maintaining the confidentiality of your password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify Mero Lagani of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. Mero Lagani cannot and will not be liable for any loss or damage arising from your failure to comply.

9. Data Privacy

Unless restricted by applicable laws, you agree that any and all personal information/data relating to you collected by Mero Lagani from this website may from time to time be used and disclosed for such purposes and to such persons as may be in accordance with the Mero Lagani’s prevailing Privacy Policy as amended from time to time. Mero Lagani’s Privacy Policy may be obtained by clicking here.

10. Indemnification

You hereby agree to indemnify and to keep Mero Lagani fully and effectively indemnified against any action, liability, cost, claim, loss, damage, proceeding, or expense (including legal fees, costs, and expenses on a full indemnity basis) suffered or incurred by Mero Lagani arising from or which is directly or indirectly related to the use of this website.

11. Termination

Upon your request, your account can be deleted from Mero Lagani. You may delete your account at any time by visiting your Profile Settings page. If you requested your account be deleted, we will delete the personal data associated with your account; however, certain personal data will be retained if it has been integrated into data that is integral to our systems and site. This data is necessarily retained for the integrity of the data on the site and our legitimate business purposes (please refer to our Privacy Policy for more information).

You agree that Mero Lagani may, without prior notice, immediately terminate, limit your access to, or suspend your Mero Lagani account, any associated email address, and access to the Mero Lagani services. Cause for such termination, limitation of access, or suspension shall include, but not be limited to, (a) breaches or violations of the Terms and Conditions or other incorporated agreements or guidelines, (b) requests by law enforcement or other government agencies, (c) discontinuance or material modification to the Mero Lagani services (or any part thereof), (d) unexpected technical or security issues or problems, (e) extended periods of inactivity, (f) and/or engagement by you in fraudulent or illegal activities. Further, you agree that all terminations, limitations of access, and suspensions for cause shall be made in Mero Lagani’s sole discretion and that Mero Lagani shall not be liable to you or any third party for any termination of your account, any associated email address, or access to the Mero Lagani services.

12. Emails

By creating an account with Mero Lagani, you agree that Mero Lagani can use your email address to send you marketing materials, service-related notices, important information messages, special offers, etc. You can unsubscribe from this by clicking on the link provided in the emails.

13. Modification

Mero Lagani reserves the right in its discretion to change at any time without prior notice any information or material contained on this website and is entitled to amend the Terms and Conditions under which this website operates from time to time. The updated version will be effective upon posting on the website. If you continue to access this website or use any of the online services after such modification, you are regarded to have agreed to be bound by such modified information, material, and terms and conditions.

Privacy Policy

Mero Lagani respects your privacy and is committed to protecting the confidentiality of the information that you submit to us. It is important that you know exactly what we do with the personal data you and others provide to us, why we process it and what it means to you. Please read this Privacy Notice carefully to understand our views and practices regarding your personal data and how we will treat it.

1. When does this Privacy Policy apply?

This Privacy Policy explains the approach taken by Mero Lagani towards the personal information and data that we collect about you (“Your Information”) when you visit this website, electronically respond to our online registration portal or when you send us communications via any computer, mobile or other similar electronic devices. This Privacy Policy is limited to information and data collected on this website and our mobile app, our online services and electronic communications. Our Privacy Policy does not apply when you leave our website, including links to third-party websites which we do not operate or control. Please read the privacy policy and terms and conditions of these third-party websites and decide whether they satisfactorily protect your rights.

2. YOU CONSENT TO OUR USE OF YOUR INFORMATION AND COOKIES.

By using this website, communicating with the Mero Lagani and/or providing Your Information, you consent to: (a) our use of Cookies (see our Cookie Policy) and our use of Your Information as described in this Privacy Policy; and (b) the Terms and Conditions of this website. If you do not consent then please do not proceed further and do not provide Your Information.

3. What information do we collect about you?

Your information is particularly required or accessed when you create user account and register to receive certain Mero Lagani services or products. The personal information we get from you will help us provide you with improved services and products that match your needs as closely as possible. We may collect following information about you:

Your username, email address, mobile number; and
Your account information with one of the following social media: Facebook and Google.

If you want to subscribe to our certain product and services, our third party payment processor will also process information about your payment and bank information that we require for the purpose of recording and processing your account registration.

4. When and how we collect personal data about you?

When you register with us or create an account;
When you subscribe to our certain products and services;
During the course of transactions;
When you apply for products, make enquiries or engage with us or with any other person where we are involved for any other person in the transaction concerning you;
You use our website and online services provided by us;
You email or respond to our emails;
When you or others give us personal data verbally or in writing. This personal data may be on your feedbacks to us, in records of your transactions with us or if you make a complaint;
From information publicly available about you. When you make information including personal data about yourself publicly available on your social media accounts or where you choose to make information available to us through your social media account, and where it is appropriate for us to use it.

5. How we use or process Your Information?

We always treat Your Information as confidential. We use good practices to keep it secure and otherwise abide by the relevant data protection and privacy laws. We use or process Your Information in order to allow us to take actions that are necessary in order to provide you with the product / service.

6. Why do we process Your Information?

We process or use Your Information with adequate safeguards in order to fulfill following:

To allow us to take actions that are necessary in order to provide you with the product/service (performance of a contract);
To allow us to comply with our legal obligation as per the prevailing laws of Nepal;
To meet our legitimate interests, for example, to understand how customers use our services and to develop new services, as well as improve the service we currently provide.

When we process Your Information to meet our legitimate interests, we put in place robust safeguards to ensure that your privacy is protected and we ensure that our legitimate interests are not overridden by your interests or fundamental rights and freedoms. Mero Lagani undertakes not to disclose its customer information to the third parties without consent, unless required as per the prevailing laws. If you are accessing our website as a guardian or parent of a minor or to avail our product or services on behalf of a minor, you hereby give your consent or authorize the consent if you wish your child to access our services. We value your trust in providing us your personal information, thus we are striving to use commercially acceptable means of protecting it. Do help us protect your privacy by maintaining the secrecy of the username and password you use for any of our services.

Intellectual Property

You agree that the Site and the contents of the Site are protected by copyrights, trademarks, and all other similar proprietary rights and protections (collectively, the “IP Rights”) belonging to Mero Lagani, and that these IP Rights are valid and protected in all forms, media, technologies, existing now or here in after developed. The graphics, logos, page headers, button icons, scripts, and service names appearing on the Website are protected trademarks, trade dress or other rights of Mero Lagani and may not be used in connection with any other product or service that is likely to cause confusion among customers, or in any manner that disparages or discredits Mero Lagani or the other owner of the rights.

Withdrawal or Removal of Features of the Service

Mero Lagani has the right to withdraw or remove features of the Service at any time, and without prior notice to you, with or without refunds or price adjustments, at Mero Lagani’s sole discretion.

Indemnification of Mero Lagani

You agree to indemnify, defend and hold harmless Mero Lagani from and against any and all suits, losses, claims, demands, liabilities, damages, costs and expenses (including reasonable legal fees and expenses) arising from or relating to:

your use of the Service;
your breach of this Agreement or any representation, warranty or covenant made by you herein or therein; or
your violation of any applicable law, statute, ordinance, regulation or any third party's rights, including but not limited to, copyright infringement, harm to a third party’s trademark or other intellectual property rights, or any claim of defamation, libel or slander.

This indemnification obligation survives any termination of this Agreement.

Termination of Your Right to Use the Service

Mero Lagani reserves the right in its sole discretion to terminate your use of the Service at any time for any reason. Upon termination, for any such reason, your right to use the Service, and all associated license rights, shall immediately terminate, and you shall cease having access to the Service and will have no further rights to use the Service. Termination of your right to use the Service shall not relieve you of any obligations arising or accruing prior to such termination or limit any liability that you otherwise may have to Mero Lagani.

COOKIE POLICY

This Cookie Policy explains how www.merolagani.com (“we” or “our”) uses cookies and similar technologies on our website and other online services (like applications, portals or other services that use cookies). By accessing or using our website, you consent to the use of cookies as described in this policy.

What are cookies and why do we use them?

Cookies are small text files that are placed on your device (computer, smartphone, tablet) when you visit a website. They help us improve your experience on our website, provide relevant content, and enhance site functionality. Cookies can be session-based (temporary) or persistent (stay on your device after you leave the website).

Cookies do very useful jobs, such as tell us which pages you visited the most, understand how effective our website has been to you, and improve our communication to you on our products and services. We do not use cookies to collect information that directly identifies you as an individual. However, some information collected by cookies may be treated as personal data (such as your browsing history or your device information).

How do we use cookies?

We use cookies for various purposes, including:

Essential Cookies: These cookies are necessary for the proper functioning of our website. They enable you to navigate the site and use its features.
Analytics Cookies: These cookies collect information about how visitors use our website, such as the number of visitors, pages visited, and the source of the visit. This data helps us understand website traffic patterns and improve our website's performance and content.
Functional Cookies: These cookies allow our website to remember choices you make (e.g., language preference) and provide enhanced, personalized features.
Advertising and Targeting Cookies: We work with third-party service providers who may place cookies on your device to deliver personalized advertisements and content based on your interests and browsing behavior.

Cookie Consent and Management

Upon your first visit to our website, you will be presented with a cookie banner seeking your consent to use cookies. By clicking "Accept" or continuing to use our website, you consent to our use of cookies as described in this Cookie Policy.

If you wish to withdraw your consent or manage your cookie preferences, you can do so by adjusting your browser settings. However, please note that blocking or deleting cookies may impact your experience on our website, and certain features may not function correctly.

Third-Party Cookies

We may also use third-party cookies, such as those provided by Google Analytics and other analytics and advertising partners. These cookies are subject to the privacy policies of the respective third-party providers. We do not have control over these cookies, and therefore we recommend reviewing the third-party websites for more information about their cookie policies.

Changes to this Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any changes will be effective immediately upon posting the updated policy on our website. We encourage you to review this page periodically for the latest information on our use of cookies.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

4th Floor, Orchid Hotel Building
Tripureshwor, Kathmandu, Nepal
Tel: (+977) 01-5315101/5315184
For Customer Support
Mobile: 9801000860
E-mail: support@asteriskt.com

Terms and Conditions, Disclaimer, Privacy & Cookies Policy